Since its incorporation in 1921, Torrance has grown rapidly. Its estimated 2013 population was 147,478. This residential and light high-tech industries city has 90,000 street trees and 30 city parks. Known for its low crime rates, the city consistently ranks among the safest cities in Los Angeles County. We will now take some time out to talk about car loans and other related terms

Will I have to pay a pre-payment penalty on the car loan? 

No, absolutely not!  Since the penalty is based on the remaining car loan balance’s percentage, this means that you’ll have to pay interest on the loan. In most cases, a contract of a loan states that you’ll have to pay a penalty for the pre-payment of your car loan. In our case, you won’t be asked to pay any kind of penalty or you won’t be charged if you make a decision to pay off your loan earlier than the end of the loan term.

The car loan refinance process is simple:

• Fill out and submit the form or give us a call
• Give your current loan information to a friendly Loan Officers
• Let a Loan Officer show you how much you can save per month when you refinance
• Send in all the necessary documents and items the Loan Officer needs
• Start enjoying lower payments

Don’t wait any longer; refinancing your car loan is the smart decision. Pay less by contacting us today!

Here's what you need to refinance your car loan:

• Proof of monthly income to ensure you will be able to repay the loan. Example: a paystub or banking records will suffice.
• A government issued ID. Example: Driver's License or State ID card.
• Proof of full coverage insurance is needed for loans of $2,500 or higher.
• At least 2 personal references.
• Open Checking Account

You can't be on Active Duty in The Military

You can get more information on  https://www.thebalance.com/car-loans-4073341